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i am kru english2013

English Education Mahasarakham University Mahasarakham Thailand
 
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 What is the best way for saving your money?

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ตั้งหัวข้อเรื่อง: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeSun Dec 08, 2013 5:18 am

I think we should no debt saving goals keep a small notebook with you at all times.
Get in the habit of recording every expense and saving the receipts.Recording of ur expenses take a good,
hard look at your spending records after a month or two have passed.
Write down everything you spend your money on for a couple weeks or a month.
Be as detailed as possible, and try not to leave out small purchases.
Assign each purchase or expenditure a category such as: Rent, Car insurance, Car payments, Phone Bill, Cable Bill, Utilities, Gas, Food, Entertainment, etc.

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeWed Jan 01, 2014 5:21 pm

For me, Saving money is one of those tasks that's so much easier said than done.
Follow along to learn how to set realistic goals, keep your spending in check, and get the most for your money.
Simply calculating how much you spend each month on your debts will illustrate that eliminating debt is the fastest way to free up money. Keep a record of your expenses. What you save falls between two activities and their difference: how much you make and how much you spend. Since you have more control over how much you spend, it's wise to take a critical look at your expenses. Write down everything you spend your money on for a couple weeks or a month.

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeWed Jan 08, 2014 2:32 pm

Make a list of all expenses, before going to bed review
the list and try to mark and avoid unnecessary expenses.
If this is done consistently, we can notice a considerable
improvement in our savings habit.

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeWed Jan 08, 2014 4:31 pm

One of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save. You have to establish a time-frame. For example: "I want to be able to buy a cell phone two years from today." Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If it’s not attainable, you’ll just get discouraged.


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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeWed Jan 08, 2014 5:07 pm

For me,the best way for saving my money is earn money 10 baht everyday. Someday I earn money more than 10 baht.
When I want to buy something, I will use my money if it is not enough I will use money that my parents give to me.
When I was young my parents always told me, you have to earn money for your future.

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeThu Jan 30, 2014 4:58 pm

As for me:
Here are some tips for saving money next time you're at the supermarket:

- Take a list so you don't forget anything. Only buy what's on the list. This makes it easier to stick to your budget.
- Put your grocery money in an envelope. Don't take any other cash or cards with you so you can only spend what you have.
- Buy in bulk and only go grocery shopping once a fortnight. Use all the food in your pantry before you buy more.
- Eat a meal or snack before you go to the supermarket. When you are not hungry, you tend to buy less food.

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeFri Jan 31, 2014 8:48 am

Clear your credit card debt.
One of the golden rules of financial planning
is to clear your most expensive debts first,
in other words your credit cards. OK, credit cards offer
a convenient way to pay for goods and services but if you can't clear
the balance every month, consider a low-cost loan as an alternative.


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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeFri Jan 31, 2014 3:11 pm

I have some techniques to saving money.
-I will list the name of things that I want to buy before I go shopping.
It can make me buy especially things that necessary.
Beside that, it can make me don't buy anything that will make my money lost.
-Before I go to bed I will write the income and outcome money in that day.
It can make me know about the thing and how much that I spent in one day
These techniques can make me know how to manage my money for use and save it.


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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeSat Feb 01, 2014 8:31 am

I think the best to save money is to create a budget and stick to it.
In so doing, we're forced to evaluate how we spend our money and
what we're spending it on. Another way is to keep journal of our spending habits
to pinpoint our areas of opportunity like asking ourselves if we really a need pair of shoes
or closest each week.

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeSat Feb 01, 2014 2:19 pm

My own way to save my amount of money is making a list.
Before going shopping or to any department stores, I make a list of what
I am going to buy.I think of how many items I buy and how much I pay.
If the items I buy are too expensive, I will not certainly buy them.
I also limit the number of things and the expenses for each shopping round.
When I go tho bed, I bring my expenditure notebook to write down the expenses
and the money I have left. That if it is paid too much, tomorrow's money is twice reduced
is my strict rule.

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeSun Feb 02, 2014 6:57 am

If you're trying to save money through budgeting but still carrying a large debt burden, start with the debt. Not convinced? Add up how much you spend servicing your debt each month, and you'll quickly see. Once you're free from paying interest on your debt, that money can easily be put into savings.One of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save. Want to buy a house in three years with a 20 percent down payment? Now you have a target and know what you will need to save each month to achieve your goal. Use Regions savings calculators to make your goal!

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ตั้งหัวข้อเรื่อง: Re: What is the best way for saving your money?   What is the best way for saving your money? Icon_minitimeWed Feb 05, 2014 1:10 pm

Make a shopping list. Choose cheaper breakdown insurance. Avoid expensive
days / evenings out. Ask myself: do I really need this? Cut down my drinking.
Buy clothes and presents in the sales. Take up a money-saving hobby.
Shop online. Make lunch - get free car.

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