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 What are the best way for saving money?

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ตั้งหัวข้อเรื่อง: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeWed Jan 01, 2014 3:48 am

Saving money is one of those tasks that's so much easier said than done. There's more to it than spending less money. Here's how to set realistic goals, keep your spending in check, and get the most for your money. First, kill your debt first. Simply calculating how much you spend each month on your debts will illustrate that eliminating debt is the fastest way to free up money. Second, Set savings goals. For short-term goals, this is easy. Third, Figure out how much you’ll have to save per week, per month, or per paycheck to attain each of your savings goals. Fourth, Keep a record of your expenses. What you save falls between two activities and their difference: how much you make and how much you spend. The last, Make a budget. Once you’ve managed to balance your earnings with your savings goals and spending, write down a budget so you’ll know each month or each paycheck how much you can spend on any given thing or category of things.

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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeTue Feb 11, 2014 5:35 pm

Every time you go to buy something think of the thing you are saving for and the rough percentage of your savings so far that the thing costs and quite often you won't buy it.

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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeWed Feb 12, 2014 2:28 pm

I am having a baby soon so I want to start saving up money for his college, money for a house and just extra emergency money. What would be the best way to do this? I don't want a lot of restrictions, I just want to be able to throw money in, and let it grow.



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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeWed Feb 12, 2014 5:17 pm

Here are some suggestion for saving money:
- Make a list before going shopping: They call it impulse buying for a reason. Humans simply have a very tough time resisting the temptation to purchase extras while shopping. Without a list you will buy items that you simply do not need.
- Go grocery shopping while you are in a hurry: Maybe you need to go out in a couple of hours. Or your favorite show is going to be on TV after a couple of hours. Try to squeeze in the grocery trip in that intermediate time. Armed with your grocery list, you should be in-and-out very quickly with little time for meandering and getting tempted to buy things you don’t need.



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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeThu Feb 13, 2014 5:14 am

The best way for saving money is to note what you spend money on in each day.
When you buy something, you must note how much you pay for it in every time.
In the end of the month, you know what you should not buy in next month.
It is the way to cut the unnecessary things out from your list. you can save more money.

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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeThu Feb 13, 2014 3:13 pm

Add up how much you spend servicing your debt each month, and you'll quickly see. Once you're free from paying interest on your debt, that money can easily be put into savings. A personal line of credit is just one option for consolidating debt so you can better pay it off.

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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeFri Feb 14, 2014 7:19 am

- Save on groceries
- Save electricity and water
- Save bank fees
- change your money behavior

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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeTue Feb 18, 2014 2:11 am

When I want to save money, I always cooking food by myself.
It is the best way to save money because I can manage ingredients
by myself and can use a cheaper recipe than in the food court.
I always cook instant noodle and fried rice because I can cook
only two menus.

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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeTue Feb 18, 2014 4:49 pm

Everyone knows they should be saving money and most people are smart enough to look for saving money tips. How many people actually know how much money they should be saving? Most folks mistakenly believe that more money is better, less money is bad. Although that's true in a general sense, depending upon your needs, lifestyle preferences, and income, the amount of money you need to save and have available in the event of a disaster or golden opportunity could be very different from your friends, family, and neighbors. It's often a mistake to compare yourself to others. This article was put together to help you come up with a rough calculation as to what might be appropriate for your situation; though you should still talk to your qualified financial adviser, it can help give you a starting point to gauge whether your expectations are reasonable.


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ตั้งหัวข้อเรื่อง: Re: What are the best way for saving money?   What are the best way for saving money? Icon_minitimeTue Feb 18, 2014 5:08 pm

I think that thinking a lot before paying for anything is the best way for me.
When we have to buy something, it should be the most valuable and beneficial.
We have to pat money wisely and save some earning to have some money when we get troubles.
Think wisely before paying to live well.



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