How to Save Money Fast

Unplug your appliances when you leave the house. This will save you a lot of money, especially if you're leaving for a long vacation. Turn down the thermostat. This uses lots of money. If you're cold, get in the habit of wearing more layers. If it's warm in your home, then open the windows and let in a cool breeze instead of spending money on air conditioning. Save money on furniture. Instead of spending a ton of money on new furniture, you can save money by going on craigslist and picking up old furniture that's still in good condition. You can also spend some time at garage sales to check out reasonably priced furniture. Flush the toilets with bath water. Just been in the bath? Empty the water into buckets and pour it in the toilet when you need to flush it. This is an extreme move, but it will save you money if you pay for your water use. Spend more time hanging out at home. You don't have to go out to fancy bars or restaurants to have a good time. You can save a lot of money if you make a habit of spending more time at home instead of paying for everything out of the house.

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Set savings goals. For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment you’ll need. For long-term goals, such as retirement, you’ll need to do a lot more planning (figuring out how much money you’ll need to live comfortably for 20 or 30 years after you stop working), and you’ll also need to figure out how investments will help you achieve your goals.

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Kill your debt first. Simply calculating how much you spend each month on your debts will illustrate that eliminating debt is the fastest way to free up money. Once the money is freed from debt payment, it can easily be re-purposed to savings. Plus, the sooner you pay off debt, the less interest you'll pay, and that money can be saved instead.
If you choose to start saving before you completely pay off your debt, however, look into consolidating your debts so that you're not paying as much interest.
The only money-saving that should take precedence over getting out of debt is to create an emergency fund (setting aside enough money so that if you lose your income, you can survive for 3-6 months). If you don't already have an emergency fund, you should start contributing to one immediately.

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- Regular expenses for the average adult (can be trimmed but not eliminated)
- Irregular expenses for the average adult (can be eliminated or cut down a lot)
- Get a bicycle: Save on gas money and bus/metro fares with this underrated mode of transport.
- Shop online: Not only will you save on the gas or transport fares from going to the shopping mall but you will also find better deals
- Shop around for insurance: Most people don’t spend enough time searching for the best insurance deal. Keep a watchful eye out for deals and new competitors in the market.

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