How to Increase Your Bank Balance

I think you should prepare to move away from poor spending habits. The best way to increase your bank balance is to not dwell on past mistakes or to repeat them. Instead, look towards your savings-inclined future. Above all, action is more important than anything else. Take one single small step, and never quit focusing on the smaller things until your bank balance has increased healthily. And hopefully by then, you'll have developed some good ingrained habits so that the balance keeps on increasing regardless of your greater spending power. Start your day with breakfast and coffee at home. If you have been in the habit of grabbing a latte and cinnamon bun on the way to work, it's time to stop. Eating on the run is unhealthy and if you're eating fatty and sugary foods, you're not giving your body good fuel for the day. Save money by eating a healthy breakfast at home and enjoying your coffee there too.

Belinda

Shop Around

Money-comparison websites like www.gocompare.com are a real godsend – use them! ‘Nothing can save you as much as shopping around,’ says Des Toups, senior managing editor at www.carinsurance.com. And don’t just use this approach for ‘serious’ purchases like insurance. Countless sites, such as www.kelkoo.co.uk and www.pricerunner.co.uk, will compare prices from different retailers of anything from TVs to clothes and sofas to DVDs, so it pays to do your research. ‘These sites make it easy to compare prices for any product you’re shopping for, ’

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